Real Estate ROI Calculator
Let's run the numbers on any investment property together and see whether the projected returns really earn their keep.
What This Calculator Does
Give it the purchase price, the rental income you expect, your operating expenses, and how long you'll hold — and it settles on your overall ROI, a concrete figure you can weigh against every other opportunity on your list.
Who Is This For
This one's for investors browsing Miami properties, for landlords who want a sharper sense of how their portfolio is really performing, and for anyone deciding whether a rental belongs in their South Florida holdings.
How It Works
Enter the property's purchase price, the monthly rent you realistically expect to collect, your projected annual expenses, and how long you intend to hold the asset. Back comes your projected ROI along with an estimated cash flow.
Frequently Asked Questions
What is a good ROI for rental property?
Good is relative — it turns on the market and how much risk you're comfortable with. In Miami, an annual ROI of 6-10% is widely seen as a solid outcome for rentals, and up-and-coming neighborhoods can deliver even more.
What expenses should I include?
Work in property taxes, insurance, a maintenance reserve near 1% of property value, property management fees of 8-10%, a vacancy allowance of 5-8%, and HOA fees wherever they apply.
How do I account for appreciation?
Miami real estate has historically gained 3-5% in value each year, which can add real weight to your total return. Build it into your projections, but always remember appreciation is never a guarantee.
Should I consider leverage?
A mortgage can amplify your returns through leverage, yet it also lifts your risk and squeezes monthly cash flow. I'd model both a leveraged and an all-cash scenario before you commit either way.